(440) 307-2060
🧊 Understanding Quarter-Size Hail: Impacts on Roofing and Homeowners
Introduction
Quarter-size hail, measuring approximately 1 inch in diameter, is a common yet potentially damaging weather phenomenon that homeowners should be aware of. While it may seem small, quarter-size hail can cause significant damage to roofing materials, leading to costly repairs if not addressed promptly. This guide explores the effects of quarter-size hail on roofs, how to identify damage, and steps to take if your home is affected.(Roofers Guild)
What Is Quarter-Size Hail?
Hailstones are classified by their diameter, and quarter-size hail refers to stones that are about 1 inch across. These hailstones can fall at high speeds, especially during severe thunderstorms, and upon impact, they can dent, crack, or dislodge roofing materials.
How Quarter-Size Hail Affects Roofing Materials
Asphalt Shingles
Asphalt shingles are among the most common roofing materials affected by hail. Quarter-size hail can cause:
- Granule Loss: Hailstones can knock the protective granules off shingles, reducing their effectiveness and leading to UV damage.
- Cracks and Dents: Repeated impacts can cause cracks or dents in the shingles, compromising their integrity.
- Leaks: Over time, damaged shingles can allow water to penetrate, leading to leaks inside the home.(Premiere Roofing, Architectural Digest)
Metal Roofs
While metal roofs are durable, quarter-size hail can still cause:(Forbes)
- Dents: Shallow dents may occur, which, while cosmetic, can affect the roof’s appearance.
- Paint Damage: The impact can chip or scratch the paint, leading to rust over time.
Wood Shingles
Wood shingles are particularly vulnerable to hail damage. Quarter-size hail can cause:(This Old House)
- Cracks and Splits: The impact can cause the wood to crack or split, compromising its protective qualities.
- Water Damage: Damaged shingles can absorb water, leading to rot and decay.(This Old House)
Tile and Slate Roofs
Tile and slate roofs are more resistant to hail but not immune. Quarter-size hail can cause:
- Cracks: The impact can crack tiles or slates, leading to potential leaks.
- Displacement: Hail can dislodge tiles or slates, creating gaps in the roofing system.
Identifying Hail Damage on Your Roof
After a storm, it’s crucial to inspect your roof for potential hail damage. While it’s recommended to hire a professional for a thorough inspection, homeowners can look for:
- Granule Accumulation: Check gutters and downspouts for an unusual amount of granules.
- Dents or Dings: Look for shallow dents on metal roofs or dimples on asphalt shingles.
- Cracks or Splits: Inspect shingles for visible cracks or splits.
- Displaced Materials: Notice any missing or displaced tiles or slates.
Repairing Hail Damage
Minor Damage
For minor damage, such as small dents or granule loss, repairs may involve:(Bob Vila)
- Shingle Replacement: Replacing damaged shingles to maintain the roof’s integrity.
- Patching: Applying roofing cement to minor cracks or holes.
- Cleaning: Removing debris and granules from gutters and downspouts.
Major Damage
If the damage is extensive, such as large cracks, multiple missing shingles, or leaks, a full roof replacement may be necessary. It’s essential to consult with a professional roofing contractor to assess the extent of the damage and determine the best course of action.
Cost of Roof Repairs After Quarter-Size Hail
The cost of repairing hail damage varies based on the extent of the damage and the roofing material. On average:
- Asphalt Shingles: \$1.20–\$4 per square foot.
- Metal Roofs: \$1–\$5 per square foot.
- Clay or Concrete Tiles: \$3–\$5 per square foot.
- Wood Shingles: \$6–\$7 per square foot.(This Old House)
Labor costs typically range from \$45 to \$75 per hour, per worker. For minor repairs, costs may range from \$200 to \$1,000, while major repairs or replacements can range from \$5,000 to \$30,000, depending on the roofing material and extent of damage. (This Old House)
Filing an Insurance Claim for Hail Damage
If your roof has sustained hail damage, your homeowner’s insurance policy may cover the repair or replacement costs. Here’s how to proceed:(Premier South Roofing & Sheet Metal)
- Document the Damage: Take clear photos of the damage to your roof, gutters, and any interior leaks.
- Contact Your Insurance Company: Notify your insurer promptly and provide them with the documentation.
- Schedule an Inspection: An adjuster will assess the damage to determine the payout.
- Obtain Repair Estimates: Get estimates from reputable roofing contractors.
- Review the Claim: Once approved, review the settlement offer and proceed with repairs.
Remember, it’s essential to act quickly, as insurance policies often have time limits for filing claims after a storm.
Preventing Future Hail Damage
While
