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What Do Roofing Warranties Cover? Understanding Your Protection
A new roof is a significant investment, and ensuring that it is covered by a warranty can provide peace of mind. Roofing warranties vary in coverage, duration, and conditions, so understanding the details can help you make an informed decision when choosing materials and contractors. In this guide, we’ll break down different types of roofing warranties, what they cover, and what limitations may apply.
Types of Roofing Warranties
Roofing warranties generally fall into three main categories:
- Manufacturer’s Material Warranty – Covers defects in roofing materials.
- Workmanship Warranty – Covers installation errors by the contractor.
- Extended or System Warranties – Offer comprehensive coverage for both materials and installation.
Each type of warranty has its own benefits and limitations, which we will explore in detail below.
1. Manufacturer’s Material Warranty
What It Covers:
- Defects in roofing materials, such as shingles, metal panels, or tiles.
- Premature deterioration due to manufacturing flaws.
- Specific performance guarantees, such as wind or algae resistance.
What It Doesn’t Cover:
- Improper installation by the contractor.
- Damage caused by severe weather, like hurricanes or hailstorms.
- Normal wear and tear or aging-related deterioration.
- Improper maintenance leading to roof failure.
Duration:
- Standard warranties last 20 to 50 years, depending on the material.
- Some premium products come with lifetime warranties.
Key Considerations:
- Prorated vs. Non-Prorated: Some warranties decrease in coverage over time.
- Transferability: Some warranties allow transfers to new homeowners, while others do not.
- Registration Requirements: Some manufacturers require homeowners to register their warranty.
2. Workmanship Warranty
What It Covers:
- Errors in installation that lead to leaks, improper sealing, or structural issues.
- Problems arising from poor craftsmanship, such as misaligned shingles or flashing issues.
- Some warranties may cover the cost of repairs or a full roof replacement.
What It Doesn’t Cover:
- Defective roofing materials (covered by manufacturer warranties).
- Damage caused by severe weather conditions or natural disasters.
- Poor maintenance or failure to follow warranty terms.
Duration:
- Typically ranges from 1 to 10 years, depending on the contractor.
- Some premium contractors offer longer coverage periods.
Key Considerations:
- Hiring a certified contractor can ensure better warranty coverage.
- Some warranties require routine inspections and maintenance to remain valid.
- Make sure to get all warranty details in writing before signing any contracts.
3. Extended or System Warranties
What It Covers:
- A combination of material and workmanship coverage.
- Additional protections, such as leak coverage and installation quality guarantees.
- Often includes accessories like underlayment, flashing, and ventilation systems.
What It Doesn’t Cover:
- Damage due to external factors like storms, falling debris, or vandalism.
- Poor maintenance or neglect.
- Unauthorized repairs or modifications.
Duration:
- Extended warranties can last 25 years to a lifetime, depending on the manufacturer and contractor.
- Requires installation by certified roofing professionals.
Key Considerations:
- Some extended warranties require additional upfront costs.
- Regular inspections may be needed to keep the warranty valid.
- Provides the most comprehensive protection compared to standard warranties.
Factors That Can Void Your Roofing Warranty
Even the best warranties come with conditions. Some common mistakes that can void your roofing warranty include:
- Poor Maintenance: Not performing regular inspections and upkeep can lead to issues that void your coverage.
- Unauthorized Repairs: Using unapproved contractors or DIY repairs can nullify the warranty.
- Incorrect Installation: Hiring an unqualified roofer can result in voided coverage.
- Improper Ventilation: Inadequate attic ventilation can cause excessive heat buildup, leading to shingle damage.
- Layering New Shingles Over Old Ones: Some warranties don’t cover roofs that have been re-shingled without removing the old layer.
- Failure to Register the Warranty: Some manufacturers require registration within a specific timeframe after installation.
How to Make a Roofing Warranty Claim
If you encounter roofing issues that you believe are covered by your warranty, follow these steps:
- Review Your Warranty: Understand the terms, coverage limits, and required documentation.
- Document the Issue: Take photos and notes of the damage.
- Contact the Manufacturer or Contractor: Notify the appropriate party about the problem.
- Schedule an Inspection: The manufacturer or contractor may send an inspector to assess the issue.
- Follow the Claim Process: Submit any required paperwork, proof of maintenance, and receipts.
- Wait for Approval: If the claim is approved, the necessary repairs or replacement will be arranged.
How to Choose the Best Roofing Warranty
When investing in a new roof, selecting the right warranty is crucial. Consider the following:
- Length of Coverage: Look for long-term warranties with comprehensive protection.
- Coverage Details: Ensure both materials and workmanship are covered.
- Transferability: If you plan to sell your home, a transferable warranty adds value.
- Certified Installation: Work with a manufacturer-approved contractor for the best warranty options.
Conclusion
A roofing warranty is an essential safeguard for homeowners, offering financial protection against defects and installation errors. Understanding the different types of warranties—material, workmanship, and extended—can help you choose the right coverage for your investment.
If you’re in need of a new roof and want expert guidance on warranties, S&K Construction And Remodeling LLC, an Owens Corning Preferred Contractor in Youngstown, Ohio, is here to help. Contact us today to discuss your roofing needs and warranty options!
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